Finance solutions

Lombard facilities and guarantees

With a Lombard facility you are always liquid and can take a chance on a lucrative deal or an inexpensive private purchase without having to sell your existing promising securities investments. You simply use this facility in accordance with the bank's lending criteria as collateral. As a risk-conscious investor, with a Lombard facility you also have the opportunity to expand your scope for investment beyond your existing available equity. The goal of an investment strategy such as this is to obtain a return higher than the costs for the Lombard facility.

Lombard facilities can be called upon either as overdraft facilities or for fixed terms (1-12 months) at favourable interest rates in all established currencies. Methods of repayment are also extremely flexible and can be designed according to your wishes. The formalities are really very simple: a standard loan agreement and a contract of pledge are all that is required. Most of the time requests can be processed the same day.

In order to meet your obligations to third parties, sometimes you don't even need to disburse the proceeds of the loan; placement of collateral is all that is required, for which we provide tailored guarantees.